Lachance Car Title Loans

When most people think about getting a loan, they assume it will be several weeks before they receive loan funds. This could be true if you’re applying for personal loans through a bank. However, if you’re in a hurry for funds, there is a much better way to get fast cash. Check out title loans Waco, which pay out within a day of applying. We know most people don’t want to wait that long for their money, so Lachance Car Title Loans works extra hard to process loans fast. You can even use the money for any number of things like paying for school books, repairing appliances, buying new tires or paying the mortgage bill.

Lachance Car Title Loans is ready to provide financial assistance if you have a source of income and a vehicle, which could be used as collateral.

Applying Information

A Few Requirements

• Applicants must be at least 18 or older. To comply with this requirement, we will need to see your driver’s license or your state identification card.

• You’ll need to have a clear title to qualify for title loans Waco. If you have a lien release, you can obtain a clear title through the Motor Vehicle division in your city. Make sure your title lists you as the legal owner of the vehicle.

• Lachance Car Title Loans accepts a number of income sources for repaying loans such as income from part-time and full-time jobs, retirement income sources like pension funds and Social Security, government income benefits like unemployment and disability income. Your loan representative will explain additional forms of acceptable income during your free loan consultation.

• Regardless of the make, model or age of the vehicle submitted for collateral, all vehicles must be in running condition.



Where to Apply

To provide the most convenience to our new customers, you have your choice of application methods. Choose the easiest and fastest option for your needs:

• Apply online using our short application form. There is no need to make a loan appointment or drive across town to apply.

• Pick up a phone and speak with a loan representative who will take down your application information.

• Visit a nearby loan branch in Waco where you can learn more about the application and loan process before applying.

How to Apply

Fill out an application with your name, phone number and zip code. We also need the age, make, model, style of your vehicle and a mileage estimate.

Information About Title Loans

• Knowing that you have a source of ready cash frees you up to pay off high interest debt, make sound financial decisions and helps to get budgets back in line with income.

• Loan funds give you the opportunity to stay on top of monthly bills when there is a shortage of income for whatever reason.

• A short-term loan may be just what you need to get rid of annoying collection calls.

• Cash from vehicle title loans puts you back in charge of your finances and helps to reduce stress.

• Applications and loan consultations are free of charge, so apply today to learn how you could personally benefit from fast cash.


• You cannot be turned down for bad credit. Even if you’ve been disqualified for a loan in the past, there is a good chance you’ll be approved if you have a lien free title and income.

• There aren’t any rules or restrictions imposed on borrowers. You may drive your car anywhere, and you are free to spend your loan funds on anything you like.

• Cash amounts from vehicle title loans range from a few hundred to thousands of dollars, depending upon the market value of the vehicle offered for collateral and the borrower’s income.

• Fast cash is available for all qualified applicants. Get your cash in as little as 24 hours after applying.

• Secured loans like vehicle title loans often provide larger loan amounts and better interest rates to borrowers.

Any time you want, you are free to pay off your loan early with no penalties or fees of any kind.

How Title Loans Work

Applying & Receiving Your Loan Estimate

After deciding that title loans have the benefits you’re looking for in a loan, get your application submitted right away, so we can get you approved. Don’t forget to review your instant loan estimate after applying.


Your Loan Consultation

If you are happy with your loan estimate and wish to continue with the loan process, you’ll work with a loan representative on the phone to work out your loan details. During the loan consultation, your representative will provide you with a brief overview of our loan process. He or she will also ask about your sources of income and your monthly income that can be used to repay a loan. After meeting the qualification requirements, you will be asked to choose a repayment plan for your loan. Lachance Car Title Loans advises each borrower to choose a plan with manageable payments for their monthly income.


Closing Your Loan

To close on title loans Waco, you will be asked to meet with a representative at a nearby loan center store to review the terms of your contract. To ensure that borrowers understand their legal responsibilities, contracts must meet the requirements of the state auto title loan regulations. After signing your agreement, you will be asked to turn over the paper car title to your vehicle, and you may collect your loan funds. You can stay on top of your payments by using the handy repayment schedule included in your contract. If you have any questions or concerns during your loan period give us a call, we’re here to help. Don’t struggle with finances, late payments or past due bills. Get your finances back in order today with quick title loans Waco.